PIA MidAmerica is your commercial print & packaging industry association for Kansas, Missouri, Oklahoma & Texas.

We’re here for you. Explore topics below to find resources, information regarding COVID-19.

April 17: CISA lists print, packaging as ‘essential’ outright. Read more.

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Advocacy
CARES ACT
COVID-19 facts
financial resources
HR / Employment
Promote print
Regional updates
workplace safety

Letter from PIA MidAmerica President Teresa Campbell

Dear MidAmerica members and industry friends,

These are certainly unprecedented times, and every city county and health department has taken the liberty to issue stay-at-home orders as they see fit. We have reviewed each order and determined how our industry is classified and sent letters supporting it. There have been no orders where we don’t fall into supporting essential business. However, three of our members have been visited by a fire marshal or police officer.

Read the rest of Teresa’s April 1 letter.

Previous messages
Read Teresa’s March 24 letter about staying safe & best practices.

Past webinars

Regional Updates

Click on your state to read letters sent to your local government & review stay-at-home orders for your city / county / state.

‘Essential’ Resources

Create employee credentials using this template, easy as 1-2-3:

  1. Download ‘Template’ below
  2. Click your state & open ‘Blurb’ Google Doc
  3. Copy & paste your blurb into the template, update other yellow highlights
Credential template
USPS Letter
CISA ‘essential’ template

COVID-19 Facts

Global infection map

Stay on top of the details and confirm the facts by using this map (best viewed on desktop), which is run by Johns Hopkins and being used by journalists. Look to this for your facts without bias or editorialization.

Global infection map

What is COVID-19?

Know the facts about COVID-19 (which stands for COronaVIrus Disease 2019) and help stop the spread of rumors. Use CDC resources to identify symptoms, how to treat illness and more.

COVID-19 facts

More resources

What if i’m sick?

Situtation updates

CDC: Situtation reports
WHO: Situtation reports

HR / Employment

Families First Coronavirus Response Act (FFCRA)

New laws addressing critical human resources issues have been enacted in response to the COVID-19 pandemic. Legislation is called the Families First Coronavirus Response Act (FFCRA) and includes refundable tax credits for employers that are required to offer emergency FMLA or paid sick leave.

  1. It is effective April 1. Anything before that time is not subject to the new law.
  2. It only applies to companies with fewer than 500 employees. If you have more than that, your company is not subject to the new law.
  3. There is an exemption for companies with fewer than 50 employees, if complying with the law would jeopardize the viability of the company to continue its business.
FFCRA Resources

FFCRA employee rights posters need to be up in shops remaining open on April 1.

EMPLOYEE RIGHTS POSTER
POSTER Q&A

Workshare programs by state

During economic slowdowns, you have resources when reducing employees hours. According to the National Conference of State Legislatures, “Workshare programs let businesses temporarily reduce the hours of their employees, instead of laying them off during economic downturns. Technically referred to as short time compensation, the goal of worksharing programs is to reduce unemployment.” You must apply.

Main webpage
Workshare: Kansas
Workshare: Missouri
Workshare: Texas

More HR resources

Sample COVID-19 Policy for Employee Responsibilities
COVID-19 & Worker’s Comp
COVID-19 & Fair Labor Standards
Furlough Facts
Templates for layoff, furlough
Retention Tax Credit Form
CLA COVID-19 Decision Tree

Online learning resources

The iLearning Center is a member benefit for all printer members and features printing industry-focused courses developed and presented by industry expert instructors. There are free courses for every professional in categories such as print production, marketing, pre-press, digital enhancements and more. If you need your PIA National log-in, message us. We’ll get you set-up.

iLearning center

CARES Act information

CARES Act passes Congress, signed by Trump on March 27

The Coronavirus Aid, Relief, and Economic Security Act or CARES Act has passed. Read the full bill here.

Title 1: Small business, employee retention
Title 2: Unemployment & tax provisions, individual recovery checks
Title 3: Healthcare system, education, paid leave provisions
Title 4: Public health
Title 5: Misc.
Title 6: Distressed sectors (including aviation)

March 27: PIA National Summary
CARES Act: All (Section Summaries)

Title 1: Small Business

Small business economic relief is a key part of the CARES Act. The centerpiece of small business assistance (eligible for employers with 500 or fewer employees) is the Paycheck Protection Program, which seeks to provide 8 weeks of cash-flow assistance through 100 federally guaranteed loans to small employers who maintain their payroll during this national emergency. The program would provide equal in to 250 percent of an employer’s payroll up to $10 million and could be used to cover payroll costs including salary, wages, and payment of cash tips; employee group health care benefits including insurance premiums; retirement contributions; and covered worker leave. If the employer maintains its payroll, then the portion of the loan used for the outlined purpose would be forgiven. For more details on the Paycheck Protection Program, see a one-page summary below and a more detailed section-by-section summary.

Keep American Workers Paid & Employed Act (Title 1) summary sheet
CARES Act: Title 1 (Small Business, Section Summary)

Title 2: Unemployment & tax provisions

The CARES Act addresses both unemployment and business tax policy. For example, the Act would allow the deferment of the employer portion of certain payroll taxes through the end of 2020. Note: Deferral is not provided to employers that avail themselves of the SBA loans designated for payroll protection. A modification on the treatment of net operating losses, the Alternative Minimum Tax, and other provisions are also included. Please see a summary below of the tax and unemployment insurance section in the CARES Act.

CARES Act: Title 2 (Unemployment & Tax provisions, Section Summary)

Individual economic assistance

The CARES Act also provides direct cash assistance known as “recovery checks” for all U.S. residents with adjusted gross incomes under $75,000 ($112,500 for head of household and $150,000 married couples), plus an additional $500 per child. Recovery checks will be sent directly from the federal government to taxpayers. Find a FAQs published by the IRS below.

Individuals: Recovery Checks Q&A

Retirement plan provision changes

Read Joe Trybula’s quick summary of key provisions for retirement plans in the CARES Act.
Retirement Changes

IRS: Guidance for net operating loss

The IRS has issued guidance providing tax relief under the CARES Act for taxpayers with net operating losses.

Net Operating Losses

Financial Resources

Economic Injury Disaster Loan (EIDL)

  • Less than 500 employees
  • Retroactive to Jan. 31, 2020
  • Fastest way to get working capital
  • Up to $2 million
  • Approved solely on credit score
  • Less than $200K approval w/o personal guarantee
  • 3.75% for-profit & 2.75% non-profit
  • 1st month can be deferred up to a year
  • Up to 30 years maturity
  • No early payment penalties
  • Use to cover rent/mortgage, utilities, payroll, AP, materials due to supply chain disruption (fixed debt)
  • Up to $10K within 3 days with or without loan approval
  • Up to $10K forgiven – documentation of qualified expenses (this is critical)

Note: You can only pick this $10K OR the 8 weeks of payroll in the PPPL to be forgiven. Not both. This EIDL can be rolled into your PPPL loan.

DISASTER LOAN APP

Paycheck Protection Program (PPP) loan

Note: The U.S. Government is now advising that because of high participation in the PPP loans, it is anticipated that not more than 25 percent of the forgiven amount may be for non-payroll costs.

  • Less than 500 employees
  • In business since Feb. 15, 2020
  • 100% guarantee
  • Up to 2.5x monthly payroll from previous year up to $10 million
  • Includes seasonal employees
  • Delay payroll taxes up to 2 years
  • Interest rate maximum of 4%
  • Payment deferred including interest for at least 6 months
  • Up to 10 years maturity
  • No early payment penalties
  • Can be used to retain workers, maintain payroll, rent/mortgage, utilities
  • Loan forgiveness (payroll, mortgage interest, rent, utilities)
  • 8 weeks for loan forgiveness, begins date funds are deposited

Note: Use sample application to gather information. Fill out application from your specific bank.

PPPL SAMPLE APP
PPPL FAQ
PPP Flexibility Act, recorded webinar
PPP forgiveness application

Loan, cash flow guidance

LB Carlson President Mel Enger, CPA, has worked extensively with print & packaging companies. He helped moderate our roundtable webinar and provided numerous resources. His documents include a CARES Act summary, loan worksheet, forecast for cash planning and cash flow worksheet.
LOAN SUMMARY
LOAN WORKSHEET
CASH FLOW FORECAST
CASH FLOW WORKSHEET
video, slides March 31 webinar
video, slides April 30 webinar

IRS documents

FORM 7200 TAX CREDIT

Small business guidance & loan resources

Find out more about Economic Injury Disaster Loans and SBA Express Bridge Loans. Also find links to: guidance, access to capital, exporting assistance & government contracting.

Small business loan information
SBA local assistance

Economic flash report

Review a profile of the recession and possible patterns of the coming recovery, economic path over the next 12 months, projections for print sales and profits in 2020 and thoughts on managing chaos.

Flash report (april)
April 23: PIA Nat’l economist webinar

Find a partner

If you need to outsource work no matter the reason during this time, find a PIA MidAmerica member to partner with. Network and utlize each other’s strengths. We’re stronger together.

Print access

Workplace Safety

Workplace COVID-19 posters

The COVID-19 outbreak requires us all to take steps to ensure the safety of our employees. Use these print resources to ensure workplace safety standards are met & keep employees informed.

COVID-19 workplace posters (CDC)

Workplace pandemic preparation

OSHA has guidelines for preparing your workplace during the COVID-19 pandemic.

OSHA: COVID-19 workplace prep
OSHA: COVID-19 Changes

Model Sanitation Plan SARS-CoV-2

Gary Jones (SGIA) has developed a model sanitation plan for SARS-CoV-2, the germ that causes the COVID-19 disease. Keep worker safety a top priority.

model sanitation sars-cov-2

Connect with safety professionals

OSHA regulations, trainings and worker safety are still critical parts of operating. We have three expert PIA MidAmerica safety professionals who can help you stay up-to-date on compliance. Be sure to message us to connect with a one and keep your workers safe.

More workplace guidance

CDC: Safety Practices
CDC: Interim guidance
OSHA: Manufacturers guidance
OSHA: Reporting covid-19 illnesses
CDC: Cleaning guidelines
EPA: Disinfectants

Advocacy

Identifying ‘Critical Infrastructure’ sectors

There are 16 critical infrastructure sectors whose assets, systems and networks — whether physical or virtual — are considered so vital to the United States that their incapacitation or destruction would have a debilitating effect on security, national economic security, national public health or safety or any combination thereof.

CISA 16 sectors

Promote print

‘Print is Essential’ graphic

GIFs (click for full-size files)

Stills (click for full-size images)